Minnesota Insurance Fraud Law Firm
Make no mistake about it: insurance fraud in Minnesota is a type of theft that carries with it serious consequences. It is loosely defined as an act that occurs when someone gives false information to an insurance company in order to obtain certain benefits. The crime can occur on any type of policy, such as homeowner’s, auto or life insurance, and state and federal laws have identified a range of behaviors that are considered fraud.
Bloomington, MN Felony Attorneys
Defrauding an insurance company extends beyond the people who hold the policy. People applying for insurance, third-party groups and even the people involved in conducting the insurance transactions may be accused of fraud. In Minnesota, insurance fraud attorneys can defend clients who are accused of the following:
- Staging an event that results in a claim
- Hiding or lying about pertinent information on a claim or insurance application
- Failing to report the recovery of property following a theft claim
- Committing a crime, such as arson, in order to profit from a claim
There are several ways that the state will determine the charges and penalties for insurance fraud. Largely, the sentence following a conviction hinges upon the value of the benefit, property or services that were obtained.
Because Minnesota considers insurance fraud a theft, the sentencing guidelines follows those requirements. The charge may be considered a misdemeanor if the value of the property is $500 or less. When the value of the items in question is more than $500, the charge is considered a felony. For example, if the amount of property is valued at more than $35,000, the defendant could face up to 20 years in prison and a fine of as much as $1,000. Additionally, the court may order that the defendant pay restitution to the insurance company or forfeit property.
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Felony attorneys are aware of several strategies to get charges reduced or dismissed. In Minnesota, there is a statute of limitations that mandates that prosecution cannot bring insurance fraud charges after seven years.
At Keller Law Offices, we use aggressive defense tactics to ensure the best possible outcome for people facing charges involving insurance fraud. We are available to clients 24 hours a day, seven days a week. If you would like to schedule a free consultation with a misdemeanor lawyer today, please contact our office at 952-913-1421.