Minnesota law supposedly contributes to insurance fraud

Anyone in St. Paul who has been in a car accident knows that Minnesota is a no fault state, meaning that an insurance company will pay any bill related to an accident, no matter who causes the accident. While this helps to protect people who might otherwise be unable to cover their medical costs following an accident, some people are saying the policy is also contributing to insurance fraud, a felony under Minnesota law.

According to the Insurance Federation of Minnesota, the Russian mafia is participating in a growing number of insurance fraud cases in south Minneapolis. According to the organization, there are individuals who are creating fake accidents in an effort to collect money from insurance companies. Moreover, members of this criminal enterprise have also allegedly established fake clinics, billed for accidents that never happened and overbilled, all of which could be considered insurance fraud.

While it is possible that individuals are taking advantage of the no-fault insurance policy in Minnesota to participate in fraudulent behavior, there are also countless others who have genuine claims and desperately need insurance payouts. What’s worse, naming a specific group as responsible for insurance fraud could have a far-reaching impact.

Imagine a Russian immigrant getting injured in a car accident in south Minneapolis. Normally, he or she would be able to file for an insurance payout to cover the cost of medical care and property damage. But if the individual suddenly becomes a suspect for insurance fraud because he or she is Russian, it could not only delay the compensation the individual needs to cover his or her bills, but it could also lead to a very serious criminal charge.

Source: CBS WCCO 4, “Organized Crime Causes Spike In Car Insurance Fraud,” Heather Brown, Feb. 18, 2013

Being charged with a felony in Minneapolis, such as insurance fraud, is incredibly serious and requires an experienced criminal defense lawyer. Learn more about the work we have done on behalf of people charged with felonies by visiting our website.

Max Keller has won countless jury trial cases involving misdemeanors and felonies, sex crimes, and DWI’s. He is a member of the Minnesota Society for Criminal Justice, which only allows the top 50 criminal defense attorneys in the state as members. Max is a frequent speaker at CLE’s and is often asked for advice by other defense attorneys across Minnesota.

Experience: Practicing since 1997
Minnesota Registration Status: Active
Bar & Court Admissions: State of Minnesota Minnesota State Court Minnesota Federal Court 8th Circuit Federal Court of Appeals State of Maryland

What to Do If You Have Been Charged with a Criminal Offense

Can You Be Charged With Drug Possession if the Drugs Aren’t Yours in Minnesota?

You can be charged with drug possession if the drugs aren’t yours in Minnesota. This is one of the most misunderstood areas of criminal law. Many people assume that if they did not own or physically hold the drugs, they cannot be charged. In reality, Minnesota law allows prosecutors to pursue charges based on something called constructive possession.

What Happens if You Contact the Alleged Victim After Charges Are Filed in Minnesota?

If you contact the alleged victim after charges are filed in Minnesota, you may be putting your case, your freedom, and your future at risk. Once criminal charges are filed, courts often impose strict no-contact conditions, either through bail conditions, release orders, or protective orders. Violating those conditions can lead to additional criminal charges, even if your intent was harmless.

Accused of Sharing Intimate Images Without Consent in Minnesota? What to Know

Being accused of sharing intimate images without consent in Minnesota can have consequences that go far beyond the criminal justice system. These cases often involve allegations tied to digital communication, private relationships, and intent, which makes them both legally complex and highly sensitive.